When depositing savings books, the depositor is requested by the responsible department to transfer the deposit amount to a municipal current account. The depositor is informed annually about the deposited values. After the warranty period has expired and provided there are no claims, the specialist office releases the guarantee for surrender. The Cash and Tax Office informs the depositor annually about the deposited values and communicates the total amount including interest income.

If there are no claims after the end of the deposit period, the savings book is closed and the amount including interest is transferred to the depositor's account.

You will save time and money if you have the requested amounts debited from your account on the due date. You can issue a SEPA core direct debit mandate in writing, stating the booking reference. The relevant form can be found under the "SEPA Core Direct Debit Mandate" forms. As the form must be signed, it must be returned by post or fax.